Which type of health insurance does not require a referral in order to see a doctor?
PPO Plans
More About PPO Plans A preferred provider organization (PPO) is a health plan that contracts with a network of “preferred” providers from which you can choose. You do not need to select a PCP and you do not need referrals to see other providers in the network.
Can you go straight to a specialist without a referral?
There’s nothing to stop you from seeing a specialist without a referral, but the problem is that you will be responsible for the full cost of the visit. The insurance company will not cover it.
Can I just go to a specialist with my health insurance?
Depending on the type of health insurance you have, you may not be able to just go straight to a specialist when you think you need the services they offer. If you have a health maintenance organization (HMO) or point of service (POS) plan, you’ll probably need to first go to your primary care physician (PCP) first.
Can I be referred to more than one specialist?
Depending on your medical needs, you may be referred to more than one specialist as a treatment plan is developed. Original Medicare benefits through Part A, hospital insurance and Part B, medical insurance, do not need their primary care physician to provide a referral in order to see a specialist.
How can I see a doctor online without insurance?
At PlushCare, you can receive treatment from an online doctor with or without insurance. Book on our free mobile app or website. Our doctors operate in all 50 states and same day appointments are available every 15 minutes. See a doctor, get treatment and a prescription at your local pharmacy.
How do you get a doctor to refer you to a specialist?
If they agree that you need to see a specialist, they’ll refer you to one, and indicate in your medical records that this has been done. Some health plans require the referral to be in writing directly from the doctor, while others will accept a phone call from your primary care physician.