Sage-Tips

What is the best way to redeem HDFC regalia credit card points?

How to Redeem HDFC Credit Card Points?

1. 1- Online Rewards Redemption.
2. Step 1- Login to HDFC Internet Banking using your customer ID and Password. Step 2- Go to the ‘Credit Card’ tab from the top bar. Step 3- Click on ‘Redeem Reward Points’ on the left panel.
3. Things to Keep in Mind.
4. 2- Offline Reward Redemption through Post.

Can I convert HDFC Regalia reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. The amount will be added to your credit card account, which can be used to pay the outstanding principal.

What can I do with Regalia reward points?

Reward Points can be redeemed for:

1. Flights and hotel bookings via Smartbuy at a value of 1 RP = Rs 0.5.
2. Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile.
3. Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.35.
4. Cashback at a value of 1 RP = Rs 0.20.

How can I redeem my HDFC credit card points without net banking?

You need a NetBanking account to redeem your HDFC rewards points online, but you can redeem them through the mail if you don’t have an account….Mail your form to the redemption address provided on the form.

1. Rewards Helpdesk.
2. HDFC Bank Cards Division.
3. P.O. Box No. 8654.
4. Thiruvanmiyur, P.O. Chennai-600 041.

How HDFC reward points are calculated?

You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.

Can I pay my credit card bill with reward points?

For some cards, accumulated reward points can be used towards your next credit card payment. In some cases, redemption options include requesting your reward points as cash payment through a check or direct deposit, which you can then use to pay for your next credit card payment.

How do you use credit card points?

Benefits of Credit Card Reward Points

1. Few credit card providers allow their cardholders to convert their reward points into cash.
2. Depending on the type of card you hold, you can use your reward points to pay your annual fee.
3. Cardholders can use their reward points to make flight or hotel bookings.

How much is 50000 reward points worth?

How much are 50,000 American Express points worth? At a minimum, 50,000 American Express Membership Rewards points are worth $500 when you use them in the Amex Travel portal. If you’re looking for even more value, you’ll want to transfer them out to an Amex hotel and airline partner.

How can I utilize my credit points?

Members can redeem their CRED Coins within the app while claiming rewards, travel, in-app store or to get deals and cashback on their favourite merchants while using CRED pay. If you still haven’t downloaded CRED, this is the perfect time to start.

How to redeem HDFC credit card reward points?

– Via Netbanking Step 1: Login to NetBanking using your NetBanking ID and Password and click on Credit Cards tab on top Step 2: Register your Credit Card (one-time activity) Step – Through Cusomer Care Call the HDFC Credit Card Customer Care lines to redeem your points. The representative will walk you through the process and options for redemption. – Through Post Download the Rewards Redemption Form online. Fill it up and mail it to HDFC Bank Credit Card Customer Care address to get your rewards. – Points + Pay (FasTrac Items) You can redeem your points as a discount on products you can buy from the Rewards Catalogue.

Is a HDFC credit card good?

HDFC Moneyback is one of the best credit card for anyone looking for cashback, reward points and most importantly for people who are new to credit cards. The cardholders can get renewal fee reversed along with first year’s fee waived. Below mentioned are some additional features and benefits of this popular cashback credit card:

How to make HDFC credit card Neft payment?

Login to the HDFC online banking service using credentials (User Name and Password).

Locate the ‘Fund Transfer’ tab and click the ‘Transfer to Other Bank’ button.

Choose the account,beneficiaries,and provide the required information.

Make sure you accept the ‘Terms and Conditions’ and review the details you have furnished.

How to check HDFC credit card application status online?

How to Check HDFC Credit Card Application Status? Click on the direct link- https://www.hdfcbank.com/personal/credit_card/cc_track. You will get directed to the page ‘Track your Credit Card.’ The page displays different boxes, i.e., Application Reference Number, Application Form Number, Date of Birth and Mobile Number.