What to do if you have been victim of a scam?

What to do if you have been victim of a scam?

Federal Trade Commission: Contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or use the Online Complaint Assistant to report various types of fraud, including counterfeit checks, lottery or sweepstakes scams, and more.

Can my phone number be used by someone else?

Yes your phone number can be spoofed to look like the caller ID to the person receiving the call. The telecom industry is working on fixing this (Secure Telephone Identity Revisited (stir) ), but it will take a while. It would be very difficult however for someone to use your phone number for terminating calls.

Can I get my money back after I’ve Been Scammed?

You might be able to get your money back after you’ve been scammed. What you should do, and whether you’ll get a refund, depends on what happened. If you’re helping someone who’s been scammed, there are ways you can manage their bank account for them.

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Can I get my money back if I haven’t received it?

If you’ve paid for something you haven’t received, you might be able to get your money back. Your card provider can ask the seller’s bank to refund the money. This is known as the ‘chargeback scheme’. If you paid by debit card, you can use chargeback however much you paid.

What to do if you have been scammed on a debit card?

On the back of every debit card is a 24-hour phone number. Call that number the minute you believe you’ve been scammed. If you have called soon enough, they may be able to recover your money through a chargeback process. You could also ask the bank to hold the payment.

What to do if you pay someone who you think is scamming?

Here’s what to do if you paid someone you think is a scammer or gave them your personal information. Did you pay with a credit card or debit card? Contact the company or bank that issued the credit card or debit card. Tell them it was a fraudulent charge. Ask them to reverse the transaction and give you your money back.

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