Sage-Tips

Can someone insure a car that is not theirs?

Generally, no. A person cannot get an auto insurance policy on a car that they do not legally own unless they can prove to the insurance company that they have an insurable interest in the vehicle.

Can you insure a car registered in another country?

You will only be able to keep your current car insurance policy in a foreign country if your insurance company has an office there or is authorised to provide cover there. Even then, it is possible that you will need a modified policy to stay in line with the laws in your new country.

Can I add someone to my car insurance that doesn’t live with me?

No, you cannot add someone who doesn’t live with you to your car insurance in most cases. But car insurance companies may deny the claim if they decide that driver should have been listed on your policy because they live with you or had regular access to the car.

Can I insure my girlfriends car?

Yes, you can add your girlfriend or boyfriend to your car insurance. Generally, if you and your significant other live at the same address, your car insurance company will consider them a member of your household and request that you add your boyfriend or girlfriend to your car insurance policy.

How long can a foreign registered car stay in the UK?

six months
A foreign registered vehicle can be used in the UK for six months if it is fully taxed in the home country. After this, the vehicle must be registered with the DVLA and will no longer have a foreign registration plate.

Can I put my daughter on my car insurance if she does not live with me?

Answer: No. If your daughter doesn’t live with you, then you wouldn’t normally be allowed to put her on your car insurance policy, even if you add her name to the title of your car. Unfortunately, because the car and your child are not located at your house anymore, they cannot stay on your car insurance policy.

Can my significant other be on my insurance?

Can I add my boyfriend to my health insurance? Employees typically can’t add a boyfriend or girlfriend to their health insurance. “Normally, to obtain coverage under an employer’s plan, a person would need to meet the definition in the benefit plan document for spouse or domestic partner or dependent,” Lee says.

Can you add someone to your car insurance without being married?

When you live with a partner but have not married, you can often save money and streamline your household accounting by sharing a single auto insurance policy. Usually, you cannot add your partner to your policy unless he or she lives with you.

What happens to my car insurance if I leave the country?

If you have rental car coverage, it will apply while you are out of the country, as well. Your insurance company can walk you through the process of getting a vehicle so you have transportation until your car is road-worthy again.

Can I own a car in UK if I live abroad?

A vehicle registered in the UK has to comply with UK law whether circulating inside or outside the United Kingdom, this includes registration, UK MOT, UK tax and insurance. you would not be able to legally own and drive a UK registered vehicle.