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Can laser eye surgery be medically necessary?
Because laser eye surgery is usually an elective surgery, insurance companies consider it cosmetic and not medically necessary. However, under certain conditions, medical insurance plans will cover refractive or laser eye surgery. These include: Eye surgery for refractive errors that are a result of an injury.
Does Tricare pay LASIK?
TRICARE coverage can cover routine eye exams, glasses, contacts, and medically necessary eye surgery. LASIK surgery and eye surgery that is not deemed medically necessary are not covered by TRICARE vision plans.
What happens if LASIK doesn’t work?
If the LASIK flap is not made correctly, it may fail to adhere properly to the eye’s surface or microscopic wrinkles called striae (STRIE-ee) could develop in the flap. These flap complications can cause optical aberrations and distorted vision.
Are laser treatments covered by insurance?
If you wish to undergo laser skin resurfacing for solely cosmetic reasons, your insurance plan will usually not cover the cost. There are, however; circumstances where laser skin resurfacing is recommended for reasons that your insurance company would consider at least partially medical.
What is considered medically necessary for Lasik?
Conditions that make the procedure medically necessary include: When the refractive damage is a result of injury. When the refractive damage is the result of a previous surgery. When the refractive damage is severe.
What doesn’t TRICARE cover?
In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.
Is vision covered under TRICARE for Life?
Tricare offers limited vision benefits depending on your beneficiary status and what type of coverage you have. Medically necessary vision benefits are available under all Tricare plans. Most dependents and retirees are also eligible for vision insurance through the FEDVIP program.